(704) 450-1161
Sign Up Login

21216 Rio Oro Drive, Cornelius, NC 28031

$3,975,000
  • 21216 Rio Oro Drive, Cornelius, NC 28031 Main Photo

26 Photos

Active
BEDS5 BATHS5 full 1 partial SQUARE FEET5,188 MLS#4416878
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBahia Bay

Property Description

Designed with exceptional attention to architecture, craftsmanship, and everyday livability, this Lake Norman waterfront home offers a level of detail rarely found in new construction. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, and distinctive architectural details are found throughout. A dramatic 10-foot custom steel entry door by Clark Hall opens to a welcoming foyer with a stunning wine wall. The open living area features a custom diamond-coffered ceiling, oversized arched openings, and a 10-foot quad-stack sliding door that opens to the rear terrace and creates an easy connection between the indoor and outdoor living spaces.The kitchen is both beautiful and functional, with custom two-tone inset cabinetry, white oak accents, a 2.5-inch mitered-edge island, panel-ready appliances, and an oversized Venetian plaster range hood. Large windows in the breakfast area bring in natural light and frame the lake views. Tucked behind the kitchen is one of the home's standout features?a gorgeous hidden pantry/scullery with custom cabinetry, a full-size second refrigerator, second dishwasher, microwave, and plenty of storage.The main level also includes a private guest suite with a beautifully finished en-suite bath and oversized walk-in shower. Upstairs, the primary suite is a peaceful retreat with a private balcony, and beautiful views of the lake and grounds. The spa-like bath features a large marble-tile shower with floor-to-ceiling glass, custom tilework, dual inset vanities, decorative backsplash detail, and luxury gold fixtures. Two oversized custom walk-in closets feature integrated LED lighting. Three additional bedrooms and a spacious laundry room with abundant cabinetry complete the upper level.The finished lower level is where this home really stands apart. A custom golf simulator creates an incredible space for entertaining and enjoying time at home, while another quad-stack sliding door opens the lower level directly to the outdoors. The kitchenette is perfectly designed for indoor/outdoor living, with an ice maker, wine cooler, and accordion-style pass-through window connecting directly to the outdoor entertaining area. A private office and dedicated wellness room with a built-in sauna add even more versatility to this level.Outside, the covered rear porch overlooks a peaceful Lake Norman cove and professionally landscaped grounds. A new private dock puts you just steps from the water and makes enjoying the lake easy. The property also offers room for a future pool, creating the opportunity to make the outdoor space your own.Located in Bahia Bay, one of Lake Norman's best waterfront communities, this home is minutes from shopping, waterfront dining, medical care, and everything Cornelius has to offer. Thoughtful design, exceptional craftsmanship, and a setting that truly embraces lake living make this a home you will want to experience in person.

21216 Rio Oro Drive | MLS# 4416878

This single family home located at 21216 Rio Oro Drive, Cornelius, NC 28031 is currently listed for sale with an asking price of $3,975,000. This property was built in 2026 and has 5 bedrooms and 5 full and 1 partial baths with 5188 sq. ft. Rio Oro Drive is located in the Bahia Bay subdivision. Search Bahia Bay real estate on carolynh.lakenormanrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Daylight, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
Basement: Yes
Garage: 2
Heating: Heat Pump
Home Style: Contemporary, European, Farmhouse
Lot Size: 0.23 Acres
Roof Type: Architectural Shingle
Year Built: 2026

Amenities

Attic Stairs Pulldown
Attic Walk In
Built-in Features
Drop Zone
Entrance Foyer
Kitchen Island
Open Floorplan
Pantry
Sauna
Storage
Walk-In Closet(s)
Walk-In Pantry
Dock - Floating
In-Ground Irrigation
Sauna

Feature Descriptions

Appliances: Bar Fridge, Convection Microwave, Dishwasher, Disposal, Double Oven, Electric Oven, Exhaust Fan, Exhaust Hood, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Wine Refrigerator
Body of Water: Lake Norman
Community Features: Lake Access, Picnic Area, Recreation Area
Days on Site: 16
Exterior: Fiber Cement, Hard Stucco, Stone
Fireplace: Family Room
Flooring: Hardwood
Foundation: Basement
HOA Fee: $75/ Annually
Laundry: Electric Dryer Hookup, In Basement, Laundry Room, Multiple Locations, Upper Level, Washer Hookup
Lot: Views, Waterfront
Parcel#: 001-297-40
Parking: Driveway
Sauna: Yes
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Sewer: Public Sewer
Special View Info: Water
Utilities: Electricity Connected, Natural Gas, Underground Utilities
Water: City
Water Features: Boat Ramp ? Community, Dock, Pier - Community

Local Schools

High School: William Amos Hough
Middle School: Bailey
Elementary School: Cornelius

Listed By / Shown By

Listed By

Agency Name: Adams and Collins Realty LLC
Agency Contact: bwadams85@gmail.com

Shown By

Agent Name: Carolyn Horne
Agent Phone: (704) 450-1161
Agency Title: Lake Norman Realty

IDX logo

Estimate Your Payment

Estimated Payment

$ 22,315.99 per month $21,156.62 Principal & Interest $0.00 Property Tax (data not provided by mls) $1,159.38 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/06/2026. The listing information on this page last changed on 09/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 09/06/2026 7:11:48 AM EST) or Canopy MLS (last updated Sun 09/06/2026 6:39:42 AM EST) or Triad MLS (last updated Sat 09/05/2026 11:40:12 PM EST). Real estate listings held by brokerage firms other than Lake Norman Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” Displays of minimal information (e.g. “thumbnails”, text messages, “tweets,” etc., of two hundred (200) characters or less) are exempt from this requirement but only when linked directly to a display that includes all required disclosures. For audio delivery of listing content, all required disclosures must be subsequently delivered electronically to the registered consumer performing the property search or linked to through the devices application.

Listings courtesy of Canopy MLS as distributed by MLS GRID.

DMCA Notice:
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. “The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder